What happens if nothing is done to fix Social Security by 2032?

Martha Shedden is president and co-founder of the National Association of Registered Social Security Analysts, Ltd. She is certified as a Chartered Retirement Planning Counselor (CRPC), through the College of Financial Planning, and is also a Registered Social Security Analyst (RSSA). Trained and practicing as a professional engineer for over 30 years, she thoroughly enjoys the detailed, problem solving aspect of Social Security income planning, and especially the ability to help retirees create a secure retirement financial plan.