Gen Z is doing (almost) everything right with money—and still getting burned



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Beth Kobliner is a personal finance author and journalist. She has written two New York Times bestselling books: Get a Financial Life: Personal Finance in Your Twenties and Thirties, which has helped young people navigate money matters for three decades; and Make Your Kid a Money Genius (Even If You’re Not), a guide for parents that has been translated into nine languages. Beth also served on the President’s Advisory Council on Financial Capability for Young Americans, dedicated to increasing the financial know-how of kids of all ages and economic backgrounds, and is currently working with the Heckscher Foundation for Children to create a financial literacy curriculum for New York City’s public high school students.

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https://fortune.com/2026/04/22/gen-z-personal-finance-money-mistakes-bnpl-crypto-beth-kobliner/


Beth Kobliner

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