IDBI Bank Q1 Results: Net profit grows 5% YoY to Rs 2,115 crore, NII climbs 10%

The bank’s net interest income, the difference between interest earned and interest expenses, rose more than 10% YoY to Rs 3,486 crore in Q1 FY27 from Rs 3,166 crore in Q1 FY26.

IDBI Bank’s asset quality slightly worsened since the March quarter, although it improved on a YoY basis. The lender’s net NPA ratio stood at 0.16%, as against 0.15% in Q4 FY26 and 0.21% in Q1 FY26.

Provisions and contingencies stood at a negative Rs 637 crore, as against a negative Rs 179 crore in the year-ago period. Capital adequacy ratio, meanwhile, increased to 26.92% during the quarter under review, while return on assets stood at 1.89%.

Also read | HDFC Bank Q1 Results: Net profit rises 5% YoY to Rs 19,060 crore, NII up 7%

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IDBI Bank’s total deposits grew 10% YoY to Rs 3.26 lakh crore, while net advances rose 22% YoY to Rs 2.59 lakh crore. Credit deposit ratio stood at 79.5%, marking an improvement by 810 bps YoY and 644 bps QoQ. Net interest margin (NIM) stood at 3.61%. The lender’s total balance sheet increased 10% YoY to Rs 4.44 lakh crore.

The company’s current account savings account ratio stood at 43.64%, marking a 99 bps fall since June last year. CASA, meanwhile, grew 7% YoY to Rs 1.42 lakh crore in Q1 FY27.

IDBI Bank share price

IDBI Bank shares gained around 2% to close at Rs 87 apiece on Friday. The shares of the company gained around 5% in one week, but have fallen around 4% in one month. Overall, the stock is down more than 16% in 2026 so far.

Also read | Yes Bank Q1 Results: Net profit surges 34% YoY to Rs 1,071 crore; NII advances 18%

Over a longer term, IDBI Bank shares have delivered a negative return of 13% over one year, but positive returns of 50% in three years and 130% in five years. The company has a market capitalisation of nearly Rs 93,546 crore.

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